/* ============================================================
   THAON CORRETORA . SEGURO AUTO
   Paleta extraida da logo oficial:
   navy #082848  .  esmeralda #308060
   ============================================================ */

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}

:root{
  --ink:#05131f;
  --ink-2:#081d2f;
  --navy:#082848;
  --navy-2:#0c3358;
  --emerald:#308060;
  --emerald-br:#46b183;
  --emerald-dim:rgba(48,128,96,.16);
  --sand:#f5f2ec;
  --sand-2:#e9e4d9;
  --paper:#fffdf9;
  --text-dark:#0a1f33;
  --text-mid:#4b5f70;
  --on-dark:#eef3f7;
  --on-dark-dim:rgba(238,243,247,.62);
  --line-dark:rgba(238,243,247,.14);
  --line-light:rgba(10,31,51,.12);

  --display:'Playfair Display',Georgia,'Times New Roman',serif;
  --sans:'Manrope',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  --label:'Manrope',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;

  --shell:min(1280px,100% - 2.5rem);
  --ease:cubic-bezier(.22,1,.36,1);
}

html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}

body{
  font-family:var(--sans);
  font-weight:400;
  font-size:clamp(1rem,.97rem + .15vw,1.0625rem);
  line-height:1.65;
  color:var(--text-dark);
  background:var(--ink);
  overflow-x:hidden;
  -webkit-font-smoothing:antialiased;
}

img,svg,video{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
button{font:inherit;color:inherit;background:none;border:none;cursor:pointer}
::selection{background:var(--emerald);color:#fff}

.shell{width:var(--shell);margin-inline:auto}

/* ---------- tipografia ---------- */
.kicker{
  font-family:var(--label);
  font-size:.75rem;
  font-weight:700;
  letter-spacing:.1em;
  text-transform:uppercase;
  display:inline-flex;
  align-items:center;
  gap:.55rem;
}

h1,h2,h3{font-family:var(--display);font-weight:500;line-height:1.05;letter-spacing:-.02em}
h1{font-size:clamp(2.5rem,1.55rem + 4.2vw,5.25rem)}
h2{font-size:clamp(2rem,1.35rem + 2.9vw,3.9rem)}
h3{font-size:clamp(1.25rem,1.1rem + .6vw,1.6rem);letter-spacing:-.01em}
em{font-style:italic}

.lede{font-size:clamp(1.0625rem,1rem + .35vw,1.3125rem);line-height:1.6;font-weight:300}

/* ---------- botoes ---------- */
.btn{
  position:relative;
  display:inline-flex;align-items:center;justify-content:center;gap:.65rem;
  padding:1.0625rem 2.125rem;
  border-radius:999px;
  font-weight:600;font-size:.9375rem;letter-spacing:.01em;
  overflow:hidden;
  isolation:isolate;
  transition:transform .45s var(--ease),box-shadow .45s var(--ease),color .35s var(--ease);
  will-change:transform;
}
.btn::after{
  content:'';position:absolute;inset:0;z-index:-1;
  transform:translateY(101%);
  transition:transform .55s var(--ease);
}
.btn:hover{transform:translateY(-3px)}
.btn:active{transform:translateY(-1px)}
.btn svg{flex:none;transition:transform .45s var(--ease)}
.btn:hover svg{transform:translateX(4px)}

.btn--primary{background:var(--emerald);color:#fff;box-shadow:0 12px 34px -14px rgba(48,128,96,.9)}
.btn--primary::after{background:var(--navy)}
.btn--primary:hover{box-shadow:0 20px 48px -16px rgba(8,40,72,.85)}
.btn--primary:hover::after{transform:translateY(0)}

.btn--ghost{color:var(--on-dark);border:1px solid var(--line-dark);backdrop-filter:blur(14px);background:rgba(255,255,255,.05)}
.btn--ghost::after{background:var(--on-dark)}
.btn--ghost:hover{color:var(--ink)}
.btn--ghost:hover::after{transform:translateY(0)}

.btn--dark{background:var(--navy);color:#fff}
.btn--dark::after{background:var(--emerald)}
.btn--dark:hover::after{transform:translateY(0)}

.btn--sm{padding:.75rem 1.375rem;font-size:.8125rem}

/* ---------- header ---------- */
.hdr{
  position:fixed;inset:0 0 auto;z-index:90;
  transition:background .5s var(--ease),border-color .5s var(--ease),backdrop-filter .5s var(--ease);
  border-bottom:1px solid transparent;
}
.hdr.is-stuck{
  background:rgba(5,19,31,.88);
  backdrop-filter:blur(18px) saturate(140%);
  border-bottom-color:var(--line-dark);
}
.hdr__in{display:flex;align-items:center;gap:2rem;padding:1.1rem 0;transition:padding .5s var(--ease)}
.hdr.is-stuck .hdr__in{padding:.7rem 0}

.brand{display:flex;align-items:center;gap:.95rem;margin-right:auto}
.brand img{height:3.6rem;width:auto;transition:height .5s var(--ease);filter:drop-shadow(0 4px 14px rgba(0,0,0,.35))}
.hdr.is-stuck .brand img{height:2.5rem}
.brand__txt{display:flex;flex-direction:column;line-height:1;transition:transform .5s var(--ease)}
.brand__name{font-family:var(--display);font-size:1.95rem;color:#fff;letter-spacing:.01em;transition:font-size .5s var(--ease)}
.hdr.is-stuck .brand__name{font-size:1.4rem}
.brand__sub{font-family:var(--label);font-weight:600;font-size:.5625rem;letter-spacing:.13em;color:var(--on-dark-dim);text-transform:uppercase;margin-top:.4rem;transition:font-size .5s var(--ease),margin-top .5s var(--ease)}
.hdr.is-stuck .brand__sub{font-size:.5rem;margin-top:.28rem}

.nav{display:flex;align-items:center;gap:2.1rem}
.nav a{
  position:relative;font-size:.9rem;font-weight:500;color:var(--on-dark);
  padding-block:.3rem;transition:color .3s var(--ease);
}
.nav a::after{
  content:'';position:absolute;left:0;bottom:0;width:100%;height:1px;
  background:var(--emerald-br);transform:scaleX(0);transform-origin:right;
  transition:transform .45s var(--ease);
}
.nav a:hover::after,.nav a[aria-current]::after{transform:scaleX(1);transform-origin:left}
.nav a[aria-current]{color:var(--emerald-br)}

.burger{display:none;width:2.75rem;height:2.75rem;align-items:center;justify-content:center;border:1px solid var(--line-dark);border-radius:50%}
.burger span{display:block;width:1.125rem;height:1px;background:var(--on-dark);position:relative;transition:background .3s}
.burger span::before,.burger span::after{content:'';position:absolute;left:0;width:100%;height:1px;background:var(--on-dark);transition:transform .4s var(--ease)}
.burger span::before{top:-.3125rem}
.burger span::after{top:.3125rem}
.burger[aria-expanded="true"] span{background:transparent}
.burger[aria-expanded="true"] span::before{transform:translateY(.3125rem) rotate(45deg)}
.burger[aria-expanded="true"] span::after{transform:translateY(-.3125rem) rotate(-45deg)}

/* ---------- hero ---------- */
.hero{position:relative;min-height:100svh;display:flex;flex-direction:column;justify-content:flex-end;overflow:hidden;background:var(--ink)}
.hero__media{position:absolute;inset:0;z-index:0}
.hero__media img,.hero__media video{width:100%;height:100%;object-fit:cover;object-position:center 58%}
.hero__media video{position:absolute;inset:0;opacity:0;transition:opacity 1.4s var(--ease)}
.hero__media video.is-ready{opacity:1}
/* sombra mais leve: escurece o suficiente para o texto ficar legível
   e deixa as cores do vídeo aparecerem do meio da tela para a direita */
.hero__media::after{
  content:'';position:absolute;inset:0;
  background:
    linear-gradient(100deg,rgba(5,19,31,.88) 0%,rgba(5,19,31,.64) 34%,rgba(5,19,31,.14) 64%,rgba(5,19,31,.3) 100%),
    linear-gradient(to top,rgba(5,19,31,.92) 3%,rgba(5,19,31,0) 42%),
    radial-gradient(120% 85% at 50% 0%,rgba(5,19,31,.5),transparent 58%);
}
.hero__body{position:relative;z-index:2;padding:9rem 0 2.5rem}
.hero__grid{display:grid;gap:2.5rem;max-width:56rem}
.hero .kicker{color:var(--emerald-br)}
.hero h1{color:#fff;margin-top:1.4rem}
.hero h1 em{color:var(--emerald-br)}
.hero__lede{color:var(--on-dark-dim);max-width:40rem;margin-top:1.6rem}
.hero__cta{display:flex;flex-wrap:wrap;gap:.9rem;margin-top:.6rem}

.hero__note{display:flex;align-items:center;gap:.75rem;color:var(--on-dark-dim);font-size:.8125rem;margin-top:.25rem}


.hero__strip{
  position:relative;z-index:2;
  border-top:1px solid var(--line-dark);
  background:rgba(5,19,31,.5);
  backdrop-filter:blur(10px);
}
.hero__strip ul{display:grid;grid-template-columns:repeat(4,1fr);list-style:none}
.hero__strip li{
  padding:1.4rem 1.25rem;
  border-left:1px solid var(--line-dark);
  display:flex;flex-direction:column;gap:.3rem;
}
.hero__strip li:first-child{border-left:0;padding-left:0}
.hero__strip b{font-family:var(--display);font-size:1.75rem;color:#fff;font-weight:500;line-height:1}
.hero__strip span{font-family:var(--label);font-weight:600;font-size:.625rem;letter-spacing:.1em;text-transform:uppercase;color:var(--on-dark-dim)}

/* aparece só quando o navegador barra a reprodução automática */
.hero__play{
  position:absolute;right:1.5rem;bottom:11rem;z-index:3;
  display:inline-flex;align-items:center;gap:.6rem;
  padding:.7rem 1.15rem .7rem .9rem;border-radius:999px;
  background:rgba(5,19,31,.62);backdrop-filter:blur(12px);
  border:1px solid var(--line-dark);color:var(--on-dark);
  font-size:.8125rem;font-weight:600;
  transition:background .35s var(--ease),transform .35s var(--ease);
}
.hero__play:hover{background:rgba(5,19,31,.85);transform:translateY(-2px)}
.hero__play svg{width:1rem;height:1rem;color:var(--emerald-br)}
.hero__play[hidden]{display:none}
@media(max-width:40rem){.hero__play{right:1rem;bottom:auto;top:5.5rem;padding:.55rem .95rem .55rem .75rem;font-size:.75rem}}

.scrollcue{
  position:absolute;right:0;bottom:9.5rem;z-index:2;
  display:flex;align-items:center;gap:.7rem;
  font-family:var(--label);font-weight:600;font-size:.625rem;letter-spacing:.13em;text-transform:uppercase;color:var(--on-dark-dim);
  writing-mode:vertical-rl;
}
.scrollcue::after{content:'';width:1px;height:3.5rem;background:linear-gradient(var(--emerald-br),transparent);animation:cue 2.4s var(--ease) infinite}
@keyframes cue{0%{transform:scaleY(0);transform-origin:top}50%{transform:scaleY(1);transform-origin:top}51%{transform-origin:bottom}100%{transform:scaleY(0);transform-origin:bottom}}

/* ---------- secoes ---------- */
.sec{padding:clamp(3.5rem,2.6rem + 4vw,6rem) 0;position:relative}
.sec--dark{background:var(--ink);color:var(--on-dark)}
.sec--navy{background:var(--navy);color:var(--on-dark)}
.sec--light{background:var(--sand);color:var(--text-dark)}
.sec--paper{background:var(--paper);color:var(--text-dark)}

.sec--dark .kicker,.sec--navy .kicker{color:var(--emerald-br)}
.sec--light .kicker,.sec--paper .kicker{color:var(--emerald)}
.sec--dark h2,.sec--navy h2{color:#fff}
.sec--dark .lede,.sec--navy .lede{color:var(--on-dark-dim)}
.sec--light .lede,.sec--paper .lede{color:var(--text-mid)}

.sec__head{display:grid;gap:1.25rem;margin-bottom:clamp(2.25rem,1.8rem + 1.8vw,3.25rem)}
.sec__head h2{margin-top:.9rem}
@media(min-width:62rem){
  .sec__head{grid-template-columns:1.1fr .9fr;align-items:end;gap:3.5rem}
  .sec__head .lede{padding-bottom:.55rem}
}

/* ---------- diferenciais ---------- */
.why{display:grid;gap:1px;background:var(--line-light);border:1px solid var(--line-light);border-radius:1.5rem;overflow:hidden}
@media(min-width:48rem){.why{grid-template-columns:repeat(2,1fr)}}
@media(min-width:70rem){.why{grid-template-columns:repeat(4,1fr)}}
.why__item{background:var(--paper);padding:2.5rem 2rem 2.75rem;position:relative;transition:background .5s var(--ease)}
.why__item:hover{background:#fff}
.why__item::after{
  content:'';position:absolute;left:0;bottom:0;width:100%;height:2px;
  background:var(--emerald);transform:scaleX(0);transform-origin:left;
  transition:transform .6s var(--ease);
}
.why__item:hover::after{transform:scaleX(1)}
.why__ico{width:2.75rem;height:2.75rem;color:var(--emerald);margin-bottom:1.75rem}
.why__ico svg{width:100%;height:100%}
.why__item h3{margin-bottom:.7rem}
.why__item p{color:var(--text-mid);font-size:.9375rem}
.why__n{position:absolute;top:1.5rem;right:1.75rem;font-family:var(--label);font-weight:600;font-size:.6875rem;color:var(--text-mid);opacity:.45}

/* ---------- coberturas ---------- */
.plans{display:grid;gap:1.25rem}
@media(min-width:56rem){.plans{grid-template-columns:repeat(3,1fr)}}
.plan{
  position:relative;display:flex;flex-direction:column;
  padding:2.5rem 2rem;
  border:1px solid var(--line-dark);border-radius:1.5rem;
  background:linear-gradient(165deg,rgba(255,255,255,.07),rgba(255,255,255,.015));
  backdrop-filter:blur(8px);
  transition:transform .6s var(--ease),border-color .6s var(--ease),background .6s var(--ease);
}
.plan:hover{transform:translateY(-6px);border-color:rgba(70,177,131,.55);background:linear-gradient(165deg,rgba(70,177,131,.12),rgba(255,255,255,.02))}
.plan--flag{border-color:rgba(70,177,131,.45)}
.plan__tag{
  position:absolute;top:-.7rem;left:2rem;
  font-family:var(--label);font-weight:600;font-size:.5625rem;letter-spacing:.11em;text-transform:uppercase;
  background:var(--emerald);color:#fff;padding:.4rem .8rem;border-radius:999px;
}
.plan h3{color:#fff}
.plan__sub{font-family:var(--label);font-weight:600;font-size:.6875rem;letter-spacing:.1em;text-transform:uppercase;color:var(--emerald-br);margin-bottom:1.25rem}
.plan__desc{color:var(--on-dark-dim);font-size:.9375rem;padding-bottom:1.75rem;border-bottom:1px solid var(--line-dark)}
.plan ul{list-style:none;display:grid;gap:.85rem;padding:1.75rem 0 2rem}
.plan li{display:flex;gap:.8rem;font-size:.9375rem;color:var(--on-dark);line-height:1.45}
.plan li svg{flex:none;width:1.125rem;height:1.125rem;margin-top:.2rem;color:var(--emerald-br)}
.plan .btn{margin-top:auto;width:100%}

/* ---------- como funciona ---------- */
.road{position:relative;display:grid;gap:3rem;padding-left:3.25rem}
.road::before{
  content:'';position:absolute;left:1.0625rem;top:.6rem;bottom:.6rem;width:2px;
  background:repeating-linear-gradient(to bottom,var(--line-dark) 0 .75rem,transparent .75rem 1.5rem);
}
.road__fill{
  position:absolute;left:1.0625rem;top:.6rem;width:2px;height:0;
  background:repeating-linear-gradient(to bottom,var(--emerald-br) 0 .75rem,transparent .75rem 1.5rem);
  transition:height .25s linear;
}
.road__item{position:relative}
.road__dot{
  position:absolute;left:-3.25rem;top:.15rem;
  width:2.25rem;height:2.25rem;border-radius:50%;
  display:grid;place-items:center;
  background:var(--ink);border:1px solid var(--line-dark);
  font-family:var(--label);font-weight:600;font-size:.75rem;color:var(--on-dark-dim);
  transition:all .6s var(--ease);
}
.road__item.is-on .road__dot{background:var(--emerald);border-color:var(--emerald);color:#fff}
.road__item h3{color:#fff;margin-bottom:.5rem}
.road__item p{color:var(--on-dark-dim);font-size:.9375rem;max-width:34rem}

/* no desktop a estrada corre na horizontal, o que encurta muito a seção */
@media(min-width:64rem){
  .road{grid-template-columns:repeat(4,1fr);gap:2.25rem;padding-left:0;padding-top:4rem}
  .road::before{left:0;right:0;top:1.0625rem;bottom:auto;width:auto;height:2px;
    background:repeating-linear-gradient(to right,var(--line-dark) 0 .75rem,transparent .75rem 1.5rem)}
  .road__fill{left:0;top:1.0625rem;width:0;height:2px;
    background:repeating-linear-gradient(to right,var(--emerald-br) 0 .75rem,transparent .75rem 1.5rem)}
  .road__dot{left:0;top:-4rem}
  .road__item h3{font-size:1.15rem}
  .road__item p{font-size:.875rem;max-width:none}
}

/* ---------- marquee seguradoras ---------- */
.marq{overflow:hidden;mask-image:linear-gradient(90deg,transparent,#000 9%,#000 91%,transparent);-webkit-mask-image:linear-gradient(90deg,transparent,#000 9%,#000 91%,transparent)}
.marq__row{
  --marq-gap:clamp(2rem,1.2rem + 2.4vw,4rem);
  display:flex;align-items:center;gap:var(--marq-gap);
  width:max-content;animation:slide 52s linear infinite;
}
.marq:hover .marq__row{animation-play-state:paused}
/* o desconto de meio intervalo faz a volta emendar sem salto */
@keyframes slide{to{transform:translateX(calc(-50% - var(--marq-gap) / 2))}}
/* cada logo ganha uma caixa fixa e é encaixada inteira dentro dela,
   não importa se é quadrada como a HDI ou comprida como a Mapfre */
.marq__item{flex:none;display:block}
.marq__item img{
  display:block;width:9.5rem;height:4.25rem;
  object-fit:contain;object-position:center;
  mix-blend-mode:multiply;
  filter:grayscale(1);opacity:.55;
  transition:filter .5s var(--ease),opacity .5s var(--ease),transform .5s var(--ease);
}
.marq__item:hover img{filter:grayscale(0);opacity:1;transform:scale(1.07)}
@media(max-width:40rem){.marq__item img{width:7.25rem;height:3.5rem}}

/* ---------- produtos ---------- */
.prods{display:grid;gap:1px;background:var(--line-dark);border:1px solid var(--line-dark);border-radius:1.5rem;overflow:hidden}
@media(min-width:40rem){.prods{grid-template-columns:repeat(2,1fr)}}
@media(min-width:64rem){.prods{grid-template-columns:repeat(3,1fr)}}
.prod{
  background:var(--ink-2);padding:1.35rem 1.5rem;
  display:flex;align-items:center;gap:1rem;
  transition:background .5s var(--ease);
}
.prod:hover{background:var(--navy-2)}
.prod__ico{width:1.6rem;height:1.6rem;color:var(--emerald-br);flex:none;display:block}
.prod__ico svg{width:100%;height:100%}
.prod h3{font-family:var(--sans);font-size:.9375rem;font-weight:600;letter-spacing:0;color:#fff}
.prod__go{margin-left:auto;color:var(--emerald-br);display:grid;place-items:center;opacity:0;transform:translateX(-6px);transition:opacity .45s var(--ease),transform .45s var(--ease)}
.prod:hover .prod__go{opacity:1;transform:none}
.prod__tag{
  margin-left:auto;flex:none;
  font-family:var(--label);font-weight:600;font-size:.5625rem;letter-spacing:.09em;text-transform:uppercase;
  color:var(--emerald-br);border:1px solid rgba(70,177,131,.35);
  padding:.3rem .6rem;border-radius:999px;
}
.prod__tag + .prod__go{margin-left:.75rem}
.prod--ativo{background:linear-gradient(100deg,rgba(70,177,131,.09),var(--ink-2) 62%)}

/* ---------- depoimentos ---------- */
.quotes{display:grid;gap:1.25rem}
@media(min-width:56rem){.quotes{grid-template-columns:repeat(3,1fr)}}
.quote{
  background:var(--paper);border:1px solid var(--line-light);border-radius:1.5rem;
  padding:2.25rem 2rem;display:flex;flex-direction:column;gap:1.4rem;
  transition:transform .6s var(--ease),box-shadow .6s var(--ease);
}
.quote:hover{transform:translateY(-5px);box-shadow:0 26px 50px -28px rgba(10,31,51,.4)}
.quote__stars{display:flex;gap:.2rem;color:var(--emerald)}
.quote__stars svg{width:.95rem;height:.95rem}
.quote p{font-family:var(--display);font-size:1.1rem;line-height:1.5;color:var(--text-dark)}
.quote footer{margin-top:auto;display:flex;align-items:center;gap:.85rem;padding-top:.4rem}
.quote__av{width:2.5rem;height:2.5rem;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-family:var(--display);font-size:1rem;flex:none}
.quote__who b{display:block;font-size:.875rem;font-weight:600}
.quote__who span{font-family:var(--label);font-weight:600;font-size:.625rem;letter-spacing:.1em;text-transform:uppercase;color:var(--text-mid)}

.gscore{
  display:flex;align-items:center;gap:1.5rem;flex-wrap:wrap;
  padding:1.5rem 1.85rem;margin-bottom:1.5rem;
  background:var(--paper);border:1px solid var(--line-light);border-radius:1.25rem;
  transition:border-color .5s var(--ease),transform .5s var(--ease),box-shadow .5s var(--ease);
}
.gscore:hover{border-color:var(--emerald);transform:translateY(-3px);box-shadow:0 22px 44px -28px rgba(10,31,51,.55)}
.gscore__num{font-family:var(--display);font-size:3.25rem;line-height:.9;color:var(--navy)}
.gscore__mid{display:grid;gap:.45rem}
.gscore__txt{font-family:var(--label);font-weight:600;font-size:.6875rem;letter-spacing:.09em;text-transform:uppercase;color:var(--text-mid)}
.gscore__go{margin-left:auto;display:inline-flex;align-items:center;gap:.5rem;font-size:.8125rem;font-weight:600;color:var(--emerald)}
.gscore__go svg{transition:transform .4s var(--ease)}
.gscore:hover .gscore__go svg{transform:translateX(4px)}

/* ---------- faq ---------- */
.faq{border-top:1px solid var(--line-light)}
.faq__item{border-bottom:1px solid var(--line-light)}
.faq__q{
  width:100%;display:flex;align-items:center;justify-content:space-between;gap:2rem;
  padding:1.6rem 0;text-align:left;
  font-family:var(--display);font-size:clamp(1.05rem,1rem + .35vw,1.35rem);
  transition:color .4s var(--ease);
}
.faq__q:hover{color:var(--emerald)}
.faq__ico{flex:none;width:1.5rem;height:1.5rem;position:relative}
.faq__ico::before,.faq__ico::after{content:'';position:absolute;inset:50% 0 auto;height:1px;background:currentColor;transition:transform .45s var(--ease)}
.faq__ico::after{transform:rotate(90deg)}
.faq__item.is-open .faq__ico::after{transform:rotate(0)}
.faq__a{overflow:hidden;height:0;transition:height .5s var(--ease)}
.faq__a p{padding-bottom:1.6rem;color:var(--text-mid);max-width:52rem;font-size:.9375rem}

/* ---------- cta final ---------- */
.final{position:relative;overflow:hidden;background:var(--ink)}
.final__bg{position:absolute;inset:0}
.final__bg img{width:100%;height:100%;object-fit:cover}
.final__bg::after{content:'';position:absolute;inset:0;background:linear-gradient(95deg,rgba(5,19,31,.96) 12%,rgba(5,19,31,.7) 55%,rgba(5,19,31,.85) 100%)}
.final__in{position:relative;z-index:2;padding:clamp(4rem,3rem + 5vw,7rem) 0;max-width:46rem}
/* o escudo fecha a pagina como marca da casa, atras do texto */
.final__shield{
  position:absolute;z-index:1;pointer-events:none;
  right:max(2vw,calc(50% - 34rem));top:50%;transform:translateY(-50%);
  height:min(72%,22rem);width:auto;opacity:.17;
}
@media(max-width:64rem){.final__shield{right:-3rem;height:min(60%,15rem);opacity:.1}}
.final h2{color:#fff;margin:1rem 0 1.4rem}
.final h2 em{color:var(--emerald-br)}
.final p{color:var(--on-dark-dim);margin-bottom:2.25rem;max-width:34rem}
.final__cta{display:flex;flex-wrap:wrap;gap:.9rem}

/* ---------- footer ---------- */
.ftr{background:var(--ink);color:var(--on-dark);border-top:1px solid var(--line-dark);padding:clamp(3.5rem,2.5rem + 4vw,5.5rem) 0 2rem}
.ftr__top{display:grid;gap:3rem;padding-bottom:3rem;border-bottom:1px solid var(--line-dark)}
@media(min-width:56rem){.ftr__top{grid-template-columns:1.4fr 1fr 1fr 1.1fr;gap:2.5rem}}
.ftr__brand img{height:3.25rem;width:auto;margin-bottom:1.4rem}
.ftr__brand p{font-size:.875rem;color:var(--on-dark-dim);max-width:22rem}
.ftr h4{font-family:var(--label);font-size:.6875rem;letter-spacing:.09em;text-transform:uppercase;color:var(--emerald-br);margin-bottom:1.25rem;font-weight:600}
.ftr ul{list-style:none;display:grid;gap:.8rem}
.ftr li a,.ftr address a{font-size:.875rem;color:var(--on-dark-dim);transition:color .35s var(--ease),padding-left .35s var(--ease)}
.ftr li a:hover,.ftr address a:hover{color:var(--emerald-br);padding-left:.3rem}
.ftr address{font-style:normal;display:grid;gap:.8rem;font-size:.875rem;color:var(--on-dark-dim)}
.ftr__segfy{display:flex;align-items:center;gap:.9rem;margin-top:1.75rem;padding-top:1.5rem;border-top:1px solid var(--line-dark)}

.ftr__segfy span{font-size:.75rem;color:var(--on-dark-dim);line-height:1.4}
.ftr__bot{padding-top:2rem;display:flex;flex-wrap:wrap;gap:1rem;justify-content:space-between;align-items:center}
.ftr__bot p{font-size:.75rem;color:var(--on-dark-dim)}
.ftr__bot nav{display:flex;gap:1.5rem;font-size:.75rem;color:var(--on-dark-dim)}

/* ---------- selo segfy ---------- */
.seal{
  width:2.9rem;height:2.9rem;border-radius:.8rem;flex:none;
  display:grid;place-items:center;color:#fff;
  background:linear-gradient(145deg,var(--emerald-br),#1e6a4c);
  box-shadow:0 10px 24px -10px rgba(48,128,96,.95);
  transition:transform .45s var(--ease),box-shadow .45s var(--ease);
}
a.seal:hover{transform:translateY(-2px) scale(1.05);box-shadow:0 16px 30px -12px rgba(48,128,96,1)}
.seal svg{width:1.3rem;height:1.3rem}

/* ---------- painel de cotação ---------- */
.cot{position:fixed;inset:0;z-index:120;display:grid;place-items:end center}
.cot[hidden]{display:none}
.cot__bg{position:absolute;inset:0;background:rgba(5,19,31,.82);backdrop-filter:blur(7px);opacity:0;transition:opacity .5s var(--ease)}
.cot.is-open .cot__bg{opacity:1}
.cot__panel{
  position:relative;width:min(1100px,100%);height:min(94vh,100%);
  display:flex;flex-direction:column;overflow:hidden;
  background:var(--paper);border-radius:1.5rem 1.5rem 0 0;
  box-shadow:0 -24px 70px rgba(0,0,0,.55);
  transform:translateY(100%);transition:transform .6s var(--ease);
}
.cot.is-open .cot__panel{transform:none}
.cot__top{display:flex;align-items:center;gap:1rem;padding:1.15rem 1.5rem;background:var(--navy);color:#fff}
.cot__ttl{display:flex;flex-direction:column;line-height:1.2;margin-right:auto;min-width:0}
.cot__ttl b{font-family:var(--display);font-size:1.3rem;font-weight:500}
.cot__ttl span{font-family:var(--label);font-weight:600;font-size:.5625rem;letter-spacing:.11em;text-transform:uppercase;color:var(--on-dark-dim);margin-top:.35rem}
.cot__ext{font-size:.75rem;color:var(--on-dark-dim);display:inline-flex;align-items:center;gap:.4rem;flex:none;transition:color .3s var(--ease)}
.cot__ext:hover{color:var(--emerald-br)}
.cot__x{width:2.5rem;height:2.5rem;border-radius:50%;flex:none;border:1px solid var(--line-dark);color:#fff;display:grid;place-items:center;transition:background .35s var(--ease),transform .45s var(--ease)}
.cot__x:hover{background:rgba(255,255,255,.14);transform:rotate(90deg)}
.cot__tabs{display:flex;gap:.45rem;padding:.85rem 1.5rem;overflow-x:auto;background:var(--sand);border-bottom:1px solid var(--line-light)}
.cot__tab{
  flex:none;padding:.55rem 1.15rem;border-radius:999px;white-space:nowrap;
  font-size:.8125rem;font-weight:600;color:var(--text-mid);
  border:1px solid var(--line-light);background:var(--paper);
  transition:background .35s var(--ease),border-color .35s var(--ease),color .35s var(--ease);
}
.cot__tab:hover{border-color:var(--emerald);color:var(--emerald)}
.cot__tab[aria-selected="true"]{background:var(--emerald);border-color:var(--emerald);color:#fff}
.cot__wrap{position:relative;flex:1;min-height:0;background:var(--paper)}
.cot__frame{width:100%;height:100%;border:0;display:block}
.cot__load{position:absolute;inset:0;display:grid;place-content:center;justify-items:center;gap:1rem;background:var(--paper);transition:opacity .5s var(--ease)}
.cot__load.is-done{opacity:0;pointer-events:none}
.cot__load span:last-child{font-family:var(--label);font-weight:600;font-size:.625rem;letter-spacing:.11em;text-transform:uppercase;color:var(--text-mid)}
.cot__spin{width:2.1rem;height:2.1rem;border:2px solid var(--line-light);border-top-color:var(--emerald);border-radius:50%;animation:spin 1s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}

/* ---------- flutuantes ---------- */
.wa{
  position:fixed;right:1.5rem;bottom:1.5rem;z-index:80;
  width:3.5rem;height:3.5rem;border-radius:50%;
  background:#25d366;color:#fff;display:grid;place-items:center;
  box-shadow:0 14px 34px -10px rgba(37,211,102,.65);
  transition:transform .5s var(--ease),box-shadow .5s var(--ease);
}
.wa::before{
  content:'';position:absolute;inset:0;border-radius:50%;border:1px solid #25d366;
  animation:ping 2.8s var(--ease) infinite;
}
@keyframes ping{0%{transform:scale(1);opacity:.7}70%,100%{transform:scale(1.65);opacity:0}}
.wa:hover{transform:scale(1.08)}
.wa svg{width:1.6rem;height:1.6rem}

.mbar{
  position:fixed;left:0;right:0;bottom:0;z-index:85;
  display:none;gap:.6rem;padding:.7rem .9rem calc(.7rem + env(safe-area-inset-bottom));
  background:rgba(5,19,31,.94);backdrop-filter:blur(16px);
  border-top:1px solid var(--line-dark);
  transform:translateY(110%);transition:transform .5s var(--ease);
}
.mbar.is-on{transform:none}
.mbar .btn{flex:1;padding:.9rem 1rem;font-size:.8125rem}

/* ---------- reveal ---------- */
.rv{opacity:0;transform:translateY(26px);transition:opacity .9s var(--ease),transform .9s var(--ease)}
.rv.is-in{opacity:1;transform:none}

/* ---------- responsivo ---------- */
@media(max-width:64rem){
  .nav{
    position:fixed;inset:0 0 0 auto;width:min(21rem,82vw);
    flex-direction:column;align-items:flex-start;justify-content:center;gap:1.5rem;
    padding:5rem 2.25rem;
    background:var(--ink);border-left:1px solid var(--line-dark);
    transform:translateX(100%);transition:transform .6s var(--ease);
  }
  .nav.is-open{transform:none}
  .nav a{font-family:var(--display);font-size:1.5rem}
  .nav .btn{margin-top:1rem}
  .burger{display:flex}
  .scrollcue{display:none}
  .hero__strip ul{grid-template-columns:repeat(2,1fr)}
  .hero__strip li:nth-child(3){border-left:0;padding-left:0}
  .hero__strip li:nth-child(n+3){border-top:1px solid var(--line-dark)}
}
/* no celular, planos e depoimentos viram carrossel de arrastar em vez de pilha */
@media(max-width:56rem){
  .plans,.quotes{
    display:flex;gap:1rem;
    overflow-x:auto;overscroll-behavior-x:contain;
    scroll-snap-type:x mandatory;
    margin-inline:calc(50% - 50vw);
    padding:.25rem max(1rem,calc(50vw - 50% + 1rem)) 1.25rem;
    scrollbar-width:none;-ms-overflow-style:none;
  }
  .plans::-webkit-scrollbar,.quotes::-webkit-scrollbar{display:none}
  .plan,.quote{flex:0 0 min(21rem,84vw);scroll-snap-align:center}
  .arraste{
    display:flex;align-items:center;gap:.5rem;margin-top:-.5rem;
    font-family:var(--label);font-weight:600;font-size:.5625rem;letter-spacing:.11em;text-transform:uppercase;opacity:.55;
  }
  .arraste svg{animation:puxa 2s var(--ease) infinite}
  @keyframes puxa{0%,100%{transform:translateX(0)}50%{transform:translateX(5px)}}
}
@media(min-width:56.01rem){.arraste{display:none}}

@media(max-width:40rem){
  :root{--shell:min(1280px,100% - 2rem)}
  .hero{min-height:92svh}
  .hero__body{padding:7.5rem 0 2rem}
  .hero__cta{flex-direction:column;align-items:stretch}
  .hero__cta .btn{width:100%}
  .hero__strip b{font-size:1.35rem}
  .plan,.summary,.quote{padding:1.9rem 1.5rem}
  .why__item{padding:2rem 1.5rem 2.25rem}
  .road{padding-left:2.75rem}
  .road__dot{left:-2.75rem;width:1.9rem;height:1.9rem;font-size:.6875rem}
  .road::before,.road__fill{left:.875rem}
  .mbar{display:flex}
  .wa{bottom:5.25rem;right:1rem;width:3.1rem;height:3.1rem}
  .ftr__bot{flex-direction:column;align-items:flex-start}
}

@media(prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
  .rv{opacity:1;transform:none}
}


/* ============================================================
   PÁGINAS INTERNAS . seguros, consórcios, blog e matérias
   ============================================================ */

/* ---------- hero das páginas internas ---------- */
.hero--pagina{min-height:auto;display:block;padding:0}
.hero--pagina .hero__body{padding:clamp(8rem,6rem + 6vw,11.5rem) 0 clamp(3rem,2.2rem + 2.5vw,5rem)}
.hero--pagina .hero__grid{gap:1.75rem}
.hero--pagina .hero__media img{object-position:center 45%}
.hero--curto .hero__body{padding-bottom:clamp(2.5rem,2rem + 1.8vw,3.5rem)}

/* ---------- cartões de produto (seguros e consórcios) ---------- */
.segs{display:grid;gap:1.25rem}
@media(min-width:48rem){.segs{grid-template-columns:repeat(2,1fr)}}
@media(min-width:68rem){.segs{grid-template-columns:repeat(3,1fr)}}
.segcard{
  display:flex;flex-direction:column;gap:.8rem;
  padding:2rem 1.85rem;border-radius:1.4rem;
  background:var(--paper);border:1px solid var(--line-light);
  transition:transform .6s var(--ease),border-color .6s var(--ease),box-shadow .6s var(--ease);
}
.segcard:hover{transform:translateY(-5px);border-color:var(--emerald);box-shadow:0 24px 48px -30px rgba(10,31,51,.45)}
.segcard__ico{width:2.35rem;height:2.35rem;color:var(--emerald);display:block}
.segcard__ico svg{width:100%;height:100%}
.segcard h3{color:var(--text-dark)}
.segcard > p{color:var(--text-mid);font-size:.9375rem}
.segcard ul{list-style:none;display:grid;gap:.55rem;padding:.35rem 0 1.25rem}
.segcard li{position:relative;padding-left:1.4rem;font-size:.875rem;color:var(--text-mid);line-height:1.5}
.segcard li::before{content:'';position:absolute;left:0;top:.5em;width:.45rem;height:.45rem;border-radius:50%;background:var(--emerald);opacity:.55}
.segcard .btn{margin-top:auto;width:100%}

/* ---------- bloco de diferenciais em fundo escuro ---------- */
.why--dark{background:var(--line-dark);border-color:var(--line-dark)}
.why--dark .why__item{background:var(--ink-2)}
.why--dark .why__item:hover{background:var(--navy-2)}
.why--dark .why__item h3{color:#fff}
.why--dark .why__item p{color:var(--on-dark-dim)}
.why--dark .why__ico{color:var(--emerald-br)}
.why--dark .why__n{color:var(--on-dark-dim);opacity:.6}

/* ---------- chamada para uma leitura ---------- */
.destaque{
  display:block;padding:2.25rem 2rem;border-radius:1.4rem;
  background:var(--paper);border:1px solid var(--line-light);
  transition:transform .6s var(--ease),border-color .6s var(--ease),box-shadow .6s var(--ease);
}
.destaque:hover{transform:translateY(-4px);border-color:var(--emerald);box-shadow:0 24px 48px -30px rgba(10,31,51,.45)}
.destaque__tag{font-family:var(--label);font-weight:600;font-size:.5625rem;letter-spacing:.11em;text-transform:uppercase;color:var(--emerald)}
.destaque h3{margin:.8rem 0 .6rem;color:var(--text-dark)}
.destaque p{color:var(--text-mid);font-size:.9375rem;max-width:46rem}
.destaque__go{margin-top:1.25rem;display:inline-flex;align-items:center;gap:.5rem;font-size:.8125rem;font-weight:600;color:var(--emerald)}
.destaque__go svg{transition:transform .4s var(--ease)}
.destaque:hover .destaque__go svg{transform:translateX(4px)}

/* ---------- lista de matérias do blog ---------- */
.posts{display:grid;gap:1.25rem}
@media(min-width:56rem){.posts{grid-template-columns:repeat(2,1fr)}}
.post{
  display:flex;flex-direction:column;gap:.85rem;
  padding:2.25rem 2rem;border-radius:1.4rem;
  background:var(--paper);border:1px solid var(--line-light);
  transition:transform .6s var(--ease),border-color .6s var(--ease),box-shadow .6s var(--ease);
}
.post:hover{transform:translateY(-5px);border-color:var(--emerald);box-shadow:0 24px 48px -30px rgba(10,31,51,.45)}
.post--destaque{border-color:rgba(48,128,96,.35);background:linear-gradient(150deg,rgba(48,128,96,.08),var(--paper) 58%)}
@media(min-width:56rem){.post--destaque{grid-column:1 / -1}}
.post__meta{display:flex;flex-wrap:wrap;align-items:center;gap:.8rem;font-family:var(--label);font-weight:600;font-size:.625rem;letter-spacing:.09em;text-transform:uppercase;color:var(--text-mid)}
.post__tag{color:var(--emerald);border:1px solid rgba(48,128,96,.35);padding:.3rem .65rem;border-radius:999px}
.post h2{font-size:clamp(1.3rem,1.1rem + .9vw,1.95rem);color:var(--text-dark)}
.post p{color:var(--text-mid);font-size:.9375rem;max-width:52rem}
.post__go{margin-top:auto;padding-top:.6rem;display:inline-flex;align-items:center;gap:.5rem;font-size:.8125rem;font-weight:600;color:var(--emerald)}
.post__go svg{transition:transform .4s var(--ease)}
.post:hover .post__go svg{transform:translateX(4px)}
.post__meta--hero{color:var(--on-dark-dim);margin-top:1.75rem}
.post__meta--hero time{color:var(--emerald-br)}

/* ---------- corpo da matéria ---------- */
.artigo{max-width:44rem;margin-inline:auto}
.artigo p{color:var(--text-mid);margin-bottom:1.3rem;line-height:1.75}
.artigo__abre{font-size:clamp(1.0625rem,1rem + .4vw,1.25rem);color:var(--text-dark);font-weight:300;line-height:1.65}
.artigo h2{font-size:clamp(1.45rem,1.2rem + 1.1vw,2.1rem);margin:2.6rem 0 .9rem;color:var(--text-dark)}
.artigo h3{font-family:var(--sans);font-size:1.0625rem;font-weight:700;letter-spacing:0;margin:1.7rem 0 .7rem;color:var(--text-dark)}
.artigo b{color:var(--text-dark);font-weight:600}
.artigo__lista,.artigo__num{margin:0 0 1.5rem;padding-left:0;display:grid;gap:.8rem;list-style:none}
.artigo__lista li{position:relative;padding-left:1.55rem;color:var(--text-mid);line-height:1.65}
.artigo__lista li::before{content:'';position:absolute;left:0;top:.62em;width:.45rem;height:.45rem;border-radius:50%;background:var(--emerald)}
.artigo__num{counter-reset:passo}
.artigo__num li{position:relative;padding-left:2.5rem;color:var(--text-mid);line-height:1.65;counter-increment:passo;min-height:1.7rem}
.artigo__num li::before{
  content:counter(passo);position:absolute;left:0;top:.05em;
  width:1.65rem;height:1.65rem;border-radius:50%;
  background:var(--navy);color:#fff;display:grid;place-items:center;
  font-family:var(--label);font-weight:600;font-size:.6875rem;
}
.artigo__fecha{margin-top:2.25rem;color:var(--text-dark)}
.artigo__cta{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.5rem}

/* ---------- caixa de alerta dentro da matéria ---------- */
.callout{
  margin:2rem 0;padding:1.5rem 1.7rem;border-radius:1.1rem;
  background:rgba(48,128,96,.07);
  border:1px solid rgba(48,128,96,.22);
  border-left:3px solid var(--emerald);
}
.callout strong{display:block;color:var(--text-dark);margin-bottom:.5rem;font-size:.9375rem}
.callout p{margin:0;font-size:.9375rem}

/* ---------- convite da skill de negociador ---------- */
.skillbox{
  position:relative;overflow:hidden;
  margin:3rem 0 2.25rem;padding:clamp(1.9rem,1.4rem + 2vw,2.9rem);
  border-radius:1.5rem;background:var(--navy);color:var(--on-dark);
  box-shadow:0 30px 60px -35px rgba(8,40,72,.8);
}
.skillbox::after{
  content:'';position:absolute;right:-3.5rem;top:-3.5rem;
  width:15rem;height:15rem;border-radius:50%;
  background:radial-gradient(circle,rgba(70,177,131,.24),transparent 70%);
  pointer-events:none;
}
.skillbox__tag{position:relative;font-family:var(--label);font-weight:600;font-size:.5625rem;letter-spacing:.09em;text-transform:uppercase;color:var(--emerald-br)}
.skillbox h2{position:relative;color:#fff;margin:.8rem 0 .75rem;font-size:clamp(1.45rem,1.2rem + 1.1vw,2.05rem)}
.skillbox p{position:relative;color:var(--on-dark-dim);margin-bottom:1.6rem;max-width:34rem}
.skillbox .btn{position:relative}

/* ---------- botão discreto para fundo claro ---------- */
.btn--ghost-claro{color:var(--text-dark);border:1px solid var(--line-light);background:transparent;backdrop-filter:none}
.btn--ghost-claro::after{background:var(--navy)}
.btn--ghost-claro:hover{color:#fff}